Sub-Saharan Africa revealed issues within the Fraud, Cyber Security and Security threat vectors which in part reflect issues pertaining to the nature and progress of developmental change across the region.

The Middle East experienced fewer attacks within the Fraud, Cyber Security and Security threat vectors and the perpetrators and/or modes of attack were interesting. Fraud incidents, for example, were connected to breaches of regulations which could be both intentional and unintentional in nature but in

There is clearly a broad consistency of experience across continents in relation to the impact of fraud, cyber security and security incidents, respectively, save for the Middle East where the respective figures for each are lower than for any other jurisdiction (aside from Colombia whose